Do you have the time available to obtain quotes and negotiate with the financier?
Do you require equipment to take advantage of an unexpected business opportunity?
Would updating your equipment provide you with a competitive advantage?
Would equipment finance preserve your cashflow for other uses?
HOW WE CAN ASSIST YOU
Money and time saving ideas.
We have market place knowledge.
We have access to a number of financiers.
We can arrange flexible repayments to suit your cashflow.
Choice of financing terms (from 1 to 5 years). Longer terms available under negotiation
Competitive rates.
Prompt decisions.
Extensive equipment finance experience
SOME OF THE DIFFERENCES BETWEEN FINANCE OPTIONS
Chattel Mortgage
Depreciation on the equipment and the interest component of the repayments are taxation deductions, provided that the equipment is used to generate income
Deposits are allowed. However in most circumstances are not required.
The client owns the equipment from the date of purchase. Once the loan is paid out the lender relinquishes all claims to the equipment under the mortgage.
Hire Purchase
Depreciation on the equipment and the interest component of the repayments are taxation deductions, provided that the equipment is used to generate income.
Deposits are allowed. However in most circumstances are not required.
The finance company owns the equipment whilst under hire purchase. Ownership transfers to you once the final repayment is made.
Finance Lease
The full lease payment (rental payment) is a taxation deduction provided that the equipment is used to generate income.
100% financing.
The finance company owns the equipment. Most financiers will offer to sell the equipment to you at the end of the lease for the residual value.
Rental
Total rental payments are a taxation deduction provided that the equipment is used to generate income.
100% financing.
Rental company owns the equipment. Arrangements can be made at the completion of the term to hand back or purchase the equipment.
We recommend you consult your Accountant to confirm which financing option best suits your need.
AT FEES YOU CAN AFFORD
We are confident that utilising Absolute Money Tree Group to assist in ongoing management will save you time and cost. So why not contact us today
